The ability to make smarter data-driven decisions will be a critical skill that every employer will be looking at in every prospective employee.
'FDs should hold your emergency funds, equivalent to around 6-12 times your monthly expenses.'
Here, we are going to discuss a few winter car care tips that can save you a lot of hassle, giving you a comfortable drive even when the cold is unbearable.
What are FMPs and should you invest in them?
Building your credit from scratch during your post-graduation years is a good idea because it gives you the opportunity to build a solid foundation for your credit history. Here's how to go about with it.
Those who have crossed 50 must show the greatest urgency. They need to achieve a corpus that can sustain them and their spouses for at least 25-30 years after retirement.
'Banks will continue to increase FD rates to attract more deposits and meet the increasing demand for credit.'
Irrespective of you being a man or woman study the investment schemes available to make the buck go a long way. Here are products for both men and women.
Don't hesitate to ask for advice. Take help from kids, your spouse.
On an average approximately 4 to 5 million new professionals below 25 years of age join the workforce in India every year. This workforce needs to draw up the right financial strategy right from the beginning in order to make the best of their earnings while not compromising on the lifestyle that they desire and deserve.
Avoid discontinuing your SIPs. Persist for at least 7-10 years.
Images from the English Premier League matches played over the weekend.
While reasonable safeguards should be built in, there can't be restrictions on the individual's right to leave her/his money to whoever s/he wants, notes Harsh Roongta.
It is absolutely difficult to retain a healthy credit report if you have a history that shows your inability to cover up debts and repay loans regularly.
Large-cap scrips are still trading at a discount to mid-caps.
There may be huge discounts and easy EMI options on your favourite expensive smartphone, but do not swipe your credit card left, right and centre, warns Rajiv Raj
'Investors don't have to worry about underperformance in passive funds, which earn market-equivalent returns.'
If you don't have a specific goal, but want intermittent liquidity, then ladder your FDs, that is, invest in FDs of varying maturities, such as one, two, three, five or even 10 years. Laddering ensures FDs mature at regular intervals.
The following tips will help you choose the right car insurance and save money in the process.
While most borrowers calculate the gain they stand to make from switching to a lower interest rate, they often fail to take into account all the costs.
The youngster spoke about handling the limelight, the comparisons
Calculate his monthly expenses, health care spending, how much funds will he need once he retires, and whether his current savings and investments will enable him to manage his lifestyle through retirement, suggests Ashok Kumar E R, CEO and co-founder, Scripbox.
A balance transfer to another lender entails substantial cost and time.
Tax-saving is the first level of financial planning. If you are salaried this would start from the declaration of investments that will be made at the beginning of the financial year. Here are some tips for easing your tax burden.
'Remember to pick a mentor, with whom there are one or two degrees of separation.' 'Any more than that, you are wasting time.'
Starting up an independent business? Virender Kapoor has these words of advice for you.
How do you decide which retirement plan is the best one for you? Here are the top six parameters to keep in mind when finalising one for your golden years.
Niranjan Upadhye, general manager, fraud risk management, Worldline India, tells you how to quickly spot a scam and save yourself from grief.
Have you been fired from your job recently? Or do you fear it will happen soon? Here are a few tips on how you can survive a layoff, financially.
As protectionism grows from the United States to Australia, Sanjay Kumar Singh draws up a comprehensive financial checklist for those shifting to India.
Govt should take steps to monetise real estate investment schemes.
Early retirement is possible for those who have saved a large enough corpus to take care of larger than usual number of years in the retired life.
Missing the deadline for filing Income Tax returns can lead to consequences.
India is the largest recipient of remittances in the world, with $71 billion sent last year.
Companies selling health insurance are not in the business of giving away money. Let us face the fact that more they deny the claims, more they will earn. So, it is better for you to think and check out on all the details of a perfect health plan before signing the agreement.
If you want to retire rich, it is not too difficult. Here are some tips by P V Subramanyam, author of Retire Rich: Invest Rs 40 a Day.
If you have recently been laid off or are worried that your neck may be in the line, it is natural to be worried about your finances. But worrying, as you know, will not get you anywhere. Here are some tips about what you can do to keep the boat from rocking and keep your CIBIL score intact while doing so.
Gaurav Mashruwala, renowned financial planner chat with our readers on investment, debt, and spending.
Young investors could allocate in the proportion of 70:20:10 to equity, debt and gold.
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